I am not rich; I guess I just have enough monetary resources to support our daily living. I have four (4) active bank accounts which I am not able to maintain the supposed Average Daily Balance (ADB). Why I am telling you this? Not that I want you to have pity on me but it is the real thing.
As of now I don’t have existing savings on hand except for this set of coins I keep inside my office drawer.
(one of my office mates told me that its as if tokens for videoke )
Given this situation, I still love myself as I’ve been through a lot of financial turmoil but I was able to withstand them. And I should give recognition to my friends who have helped me all these years and most especially BRO who have never turned his back on me (I bet HE does it to anybody as well) particularly during those times when I was the only one providing for our everyday living.
At present, it’s enough that I have funds allotted for my fixed expenses such as mobile phone bills, internet fees, housing mortgage, utilities (electricity), Macoi’s needs (milk, diaper, distilled water, vitamins, medical check-ups and immunization, etc), transportation allowance (approx. P15/day), grandma’s meds, personal hygiene supplies and that’s it. Thanks to “dadi” for being such a good contributor – at least I am no longer having budget deficit.
Though I sometimes still cannot help myself from complaining, I have considered myself blessed and more fortunate than those people who; live in the street, not eating meals for at least three (3) times a day, do not own shelter to protect them on weather assaults, do not have medicines to heal and cure their sickness and pains and obviously do not possess steady financial resources which was the root cause of this poverty that they usually experience.
What’s I am trying to avoid right now is to add on my debts as admittedly I still have few payables to be settled.